PVIP vs MM2H
Malaysia Long-Term Residency Options
Malaysia currently offers two main options for foreign nationals seeking long-term residency:
- PVIP (Premium Visa Programme) – focused on High Net Worth Individuals (HNWIs) and Investors
- MM2H (Malaysia My Second Home) – now divided into several packages: Platinum, Gold, Silver & SZN
PVIP at a Glance
✅ 20-year visa (renewable every 5 years)
✅ Offshore income requirement: RM40,000/month OR RM480,000/year
✅ RM1 million fixed deposit in Malaysian bank (50% withdrawable for approved expenses)
✅ No minimum stay requirement
✅ Can bring unlimited dependents (spouse, children, parents, maid)
✅ Permission to work, invest, or start business (with approval)
MM2H Packages Breakdown
Platinum
Visa Term: 20 years
FD Requirement: USD 1,000,000
House Purchase: Compulsory, property ≥ RM2,000,000
Employment/Business: Allowed
Minimum Stay: None
Application Fee: RM200,000
Gold
Visa Term: 15 years
FD Requirement: USD 500,000
House Purchase: Compulsory, property ≥ RM1,000,000
Employment/Business: Allowed
Minimum Stay: None
Application Fee: RM3,000
Silver
Visa Term: 5 years
FD Requirement: USD 150,000
House Purchase: Compulsory, property ≥ RM600,000
Employment/Business: Not allowed
Minimum Stay: 90 days per year
Application Fee: RM1,000
SZN
Visa Term: 10 years
FD Requirement:
Age 21–49: USD 60,000
Age 50+: USD 32,000
House Purchase: Must follow SZN minimum property price
Employment/Business: Not allowed
Minimum Stay: Varies (based on conditions)
Application Fee: Varies
Side-by-Side Comparison
| Category | PVIP | Platinum | Gold | Silver | SZN |
|---|---|---|---|---|---|
| Age Requirement | No restriction | No restriction | ≥ 25 yrs | ≥ 25 yrs | ≥ 21 yrs |
| Visa Term | 20 years | 20 years | 15 years | 5 years | 10 years |
| Fixed Deposit (FD) | RM1,000,000 | USD 1,000,000 | USD 500,000 | USD 150,000 | USD 60k (21–49) / USD 32k (50+) |
| Offshore Income | RM40,000/month | Not required | Not required | Not required | Not required |
| Employment / Business | Allowed (with approval) | Allowed | Not allowed | Not allowed | Not allowed |
| House Purchase | Not compulsory | ≥ RM2,000,000 | ≥ RM1,000,000 | ≥ RM600,000 | Follow SZN price |
| Foreign Maid | Allowed | Allowed | Not allowed | Not allowed | Not allowed |
| FD Withdrawal | 50% after 1 year | 50% allowed | 50% allowed | 50% allowed | 50% allowed |
| Application Fees | RM200,000 (Principal) + RM100,000 per dependent | RM200,000 | RM3,000 | RM1,000 | Varies |
| Minimum Stay | None | None | None | 90 days/year | Varies |
Important Notice:
Data above is based on latest available programme info. Requirements may change, always verify with official authorities before application.
Not Sure Which Programme Fits You?
Our experts will guide you through PVIP and MM2H to find the best option for your lifestyle, family, and investment goals.
